Glossary of Senior Living Terms

Here you can find some of the common terms used in senior living and their definitions. If you are unable to find what you’re looking for or if you have additional questions, please reach out!

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Age Restricted – Most retirement communities are restricted to a minimum age for residents. The Lodge at Pine Creek accepts residents of age 55 and older.

Assisted Living – Assisted living communities provide services that help with some of the daily routines such as bathing, grooming, dressing, and taking medications.

Community Fee – Communities often charge a one-time fee similar to a homeowners association fee. This fee helps cover community operating expenses and ensures access to the amenities of the community.

Independent Living – The independent living option of the community includes residents capable of living in a residence without daily assistance.

Life Plan Community – Also known as continuing care retirement communities, life plan communities are senior living communities that provide multiple lifestyle options, generally including independent living, assisted living, and memory care.

Long-Term Care Insurance – Long-term care insurance is a type of insurance developed specifically to cover the cost of long-term skilled nursing, assisted living, home health care, and other long-term care services. These services are usually not covered by traditional health insurance or Medicare.

Medicare – The federal health insurance program called Medicare is designed for people who are 65 and older, certain younger people with disabilities, and people with End-Stage Renal Disease. Medicare Parts A, B, C, and D cover specific services and care.

Medicaid – Financed by state and federal governments, Medicaid is the program of medical assistance designed for those unable to afford regular medical service. It is a program designed to fund care in a skilled nursing setting.

Memory Care – Memory care encompasses a type of care plan specifically designed to meet the needs of individuals with memory-related disorders, cognitive disorders, Alzheimer’s, or dementia.

Rehabilitation Services – Designed to assist individuals recovering from injury, operation, stroke, or illness, these services may include physical therapy, occupational therapy, speech therapy, and memory care. In most cases, the assistance is focused to help the patient return as closely as possible to their prior condition. These services may be residential (inpatient), or outpatient, and may be short-term or long-term, depending on the patient’s condition.

Skilled Nursing – Skilled nursing care facilities, often referred to as nursing homes, are licensed health care communities that are inspected and regulated by a state’s Department of Health Services. They offer long-term and short-term care for individuals who need varying levels of assistance, whether it be with daily routines, rehabilitation services, oversight of health and medical issues.